Articles Posted in Uncategorized

cardonelawfirmhealthinsurance-300x200Many people who are involved in auto accidents wonder how their health insurance may come into play if they need treatment, or, if they used their health insurance to pay for treatment relating to an auto accident what will happen to their medical bills. This blog entry will also discuss other avenues available under your auto insurance policy to recoup expenses paid toward medical bills relating to an auto accident. This blog entry is written by attorney Hannah Salter at the Cardone Law Firm. The purpose of this blog entry is to explain some of the basics relating to health insurance and auto accidents and the current state of affairs as they stand in Louisiana today.

AUTO INSURANCE – MEDICAL PAYMENTS COVERAGE

Before we start talking about health insurance, I would first like to discuss medical payments coverage in your auto insurance policy. Medical payments coverage in your auto insurance policy pays for medical expenses related to an auto accident even if you were at fault for the accident. In many cases, people are not aware of this important coverage benefit which they have been paying for because auto insurance companies do not bring this benefit to the insured’s attention. However, medical payments coverage is not included in every auto insurance policy. To determine whether you have medical payments coverage, you need to review the declarations page of your auto insurance policy.

CardoneLawFirmDWIWhen you are arrested for a drinking and driving (DWI), there are two separate tracks – a criminal track and an administrative track. The criminal track concerns fines, penalties, and potential jail time while the administrative track deals with the suspension of your driver’s license. The suspension of a driver’s license always presents a difficult situation, but this is especially true if your job requires you to operate a commercial motor vehicle or you have a Class A, B, or C Commercial Driver’s License (CDL).

CDL AND A DWI ARREST

The consequences of a DWI arrest and conviction are more severe if you have a CDL. The consequences depend on a number of facts such as the nature of the offense and the cargo you were transporting at the time of your arrest for DWI.