Many pet owners treat their furry companions as a treasured part of the family. As of 2022, seventy percent of U.S. households, or about 90.5 million families, own a pet. Whether you are taking a trip to the vet, the beach, or the dog park, pets are along for the ride nearly every day. They are often unrestrained. Unfortunately, the more time pets spend in the car with us, the greater the chances of them being injured in an automobile accident. So, what happens if your pet is injured in a car accident with you? Will the insurance company pay for its medical bills too?
The simple answer is yes! This is because your pet is considered your personal property. While we think of our pets as much more than just a piece of property, this is how they are defined in insurance policies. As long as you are not at fault for the accident, the negligent driver’s insurance company is required to pay for your pet’s vet bills, so long as there is no exclusion written in the policy which would exclude your pet from being covered.