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So you’ve hit a cow in your vehicle….now what?

There are certain challenges that motorists driving through the French Quarter, the Garden District, the Central Business District or most any part of New Orleans must face. Heavy traffic and numerous intersections can lead to rear-end crashes, turn accidents and distracted driving collisions. At the same time, there are certain possible hazards that Louisianans driving through New Orleans may be free from, but that may pose a real threat once you get away from the city.

Many people who are involved in auto accidents wonder how their health insurance may come into play if they need treatment, or, if they used their health insurance to pay for treatment relating to an auto accident what will happen to their medical bills. This blog entry will also discuss other avenues available under your auto insurance policy to recoup expenses paid toward medical bills relating to an auto accident. The purpose of this blog entry is to explain some of the basics relating to health insurance and auto accidents and the current state of affairs as they stand in Louisiana today.

AUTO INSURANCE – MEDICAL PAYMENTS COVERAGE

When you are arrested for a drinking and driving (DWI), there are two separate tracks – a criminal track and an administrative track. The criminal track concerns fines, penalties, and potential jail time while the administrative track deals with the suspension of your driver’s license. The suspension of a driver’s license always presents a difficult situation, but this is especially true if your job requires you to operate a commercial motor vehicle or you have a Class A, B, or C Commercial Driver’s License (CDL).