Articles Tagged with insurance coverage

Video footage may seem like standard evidence only in criminal cases, but the truth is that video footage can also help you when an insurance company tries to call foul in your truck accident claim.

While dashboard cameras in passenger cars are technically illegal in the state of Louisiana because of windshield obstruction, that doesn’t mean that the potential to protect yourself is limited. There are still a number of viable legal options you may have regarding video footage and your New Orleans attorneys at the Cardone Law Firm can help you uncover exactly what these are.

You’re a responsible individual. You try your best to avoid accidents while making sure to pay your insurance premiums. Whether it’s auto, health, or life insurance, you expect your company to be there when you need them most.

You honor your responsibility in the contract and expect your insurer to honor theirs. But that isn’t always the case and a recent investigation into insurance giant Aetna proves it.

You’ve been hit by another person in an auto accident. Anytime this happens, it is stressful. When the driver who hits you is also uninsured, the stressfulness is that much higher. While you undoubtedly have much on your mind during this time, it is important not to overlook your potential legal case. Insurance companies often will do everything they can to minimize their payouts, so you should do everything you can to ensure you get a fair recovery, including working with knowledgeable Louisiana car accident counsel. By working with skilled counsel, you may find you have more options than you’d think.

One recent example of this involved a man named Brandon, who was injured when he was involved in a three-vehicle accident in the summer of 2013. At the time, Brandon was driving a vehicle that he owned and that he insured. The driver who hit Brandon was uninsured. Brandon filed a claim with his insurer, and the insurer allowed Brandon to receive an amount equal to the policy limit of his uninsured motorist coverage.

If you suffer an injury in an auto accident, there are many challenges that may lie ahead of you. Unfortunately, battling with an insurance company can sometimes be one of them. That is one of many areas where an experienced Louisiana auto accident attorney can help you – by using the tools available in the legal system to give you every chance to get what’s coming to you. In the case of one woman and her stepson, who were rear-ended at a traffic signal, the Louisiana Court of Appeal revived their lawsuit, concluding that the insurer had not submitted the right type of evidence to prove that a valid cancellation of the at-fault driver’s insurance policy had taken place before the accident occurred.

On June 1, 2015, the woman was driving on Florida Boulevard in Baton Rouge when she was rear-ended while stopped at a traffic light. The driver, along with her stepson (who was a passenger in the vehicle), sued the driver who rear-ended them, as well as that driver’s auto insurance company.

The insurance company, in its defense, argued that it could not be liable for the plaintiffs’ injuries. The policy it had issued to the at-fault driver was financed through a third-party company, and, since the driver had fallen behind on his payments to the finance company, the insurer had canceled the policy a week before the accident took place.

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In your auto accident case, you may have many separate factors that go into achieving the outcome you need. Certainly, collecting enough proof to show that you’ve been injured, that another person was negligent, and that their negligence caused your injuries is part of this equation. It may not necessarily be everything, though. In some cases, it is about making sure that you get the right defendants included in your case, such as the at-fault driver’s insurance company. In one recent case, the plaintiff achieved this result by successfully persuading a Louisiana trial court and appellate court that an insurer couldn’t keep accepting a driver’s premium payments and then refuse to cover that driver.

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