Articles Tagged with insurance coverage

Cardonehotelcollapse-300x200On Saturday, October 12th, a devastating collapse occurred at the New Orleans’ Hard Rock Hotel, leaving three of the on-site construction workers dead.

In addition, 30 others were injured as the top floors of the building crumbled down in the midst of construction. Amid the chaos, two of the three deceased still remain unrecovered within the rubble of the disaster.

drive_permission-300x200If you found yourself involved in an auto accident where you’ve been rear-ended and suffered injuries, what would you do? Would you know the best way to go about pursuing your legal options and getting the fullest and fairest amount of compensation possible? Certainly, you might know that you have the option to pursue a case against the driver who rear-ended you and her auto insurer for damages. However, would you know that your options may not end there?

If the totality of your damages goes beyond the policy limit of the auto insurance policy that the rear-ending driver has with her insurer, you can take an additional step, which is to seek payment under a different insurance policy’s underinsured/uninsured motorist coverage — the coverage on the vehicle you were driving. As is the case in a lot of auto accident lawsuits that involve possible insurance coverage, the insurance company may be aggressive in seeking out avenues that will allow it to avoid paying. That’s one reason why, if you’ve been rear-ended and hurt, you need to be sure you have an experienced Louisiana injury attorney on your side every step of the way.

verdict-300x200In civil litigation, there are several processes that go on at the same time. One is the conducting of the adversarial process in accordance with the rules of court that exist in Louisiana. Civil litigation, of course, is not just a mere game; it is more than just a series of rules and a contest that determines a winner and a loser. It is also the pursuit of justice. To achieve that end, the law allows you certain latitude in the conduct of your case. Put another way, Louisiana law is clear that hyper-technical compliance with rules should never trump fundamental fairness and should not prevent a deserving person from obtaining justice through a civil judgment. To ensure you get the justice you deserve in the Louisiana courts, make sure you have a knowledgeable New Orleans injury attorney on your side.

To understand this importance of prioritizing justice over hyper-technical compliance, there’s the case of B.T. and G.B. from Monroe. The injury that spawned this lawsuit arose from an intersection collision. D.T. ran through a stop sign and hit the vehicle driven by B.T. The impact hurt both B.T. and her passenger, G.B. B.T. and G.B. sued D.T. and his insurer. In their lawsuit, the pair alleged that D.T., by failing to yield at the stop sign, was 100% to blame for the accident and for their injuries. While the lawsuit named both D.T. and the insurer as defendants, only the insurer was served initially.

Louisiana_map-300x210In a Louisiana personal injury legal case, you may hear many technical words and phrases tossed around. You might hear things like “venue,” “personal jurisdiction,” “subject matter jurisdiction” or “territorial jurisdiction.” These things can be extremely important to your case because if you sue in the wrong court where jurisdiction isn’t present your action may get dismissed. Even if you are allowed to re-file later, it will cost you valuable time and may cost you your case entirely if the statute of limitations has run out. That’s why it is so important to get it right the first time. To that end, you should be sure that you have legal representation from a knowledgeable New Orleans injury attorney, to avoid these legal traps that can potentially stymie otherwise deserving plaintiffs.

One injury case that included extensive arguments about jurisdiction was the auto accident case of C.T. C.T. was injured in New Orleans in the fall of 2011. One year minus one day later, she sued in parish court in Jefferson Parish to seek compensation for her injuries. The injured woman sued the other driver and his auto insurer. The defense tried to attack the lawsuit using a procedural approach. They argued that because the accident happened in Orleans Parish and the defendant driver lived in Orleans Parish, the court in Jefferson Parish didn’t have jurisdiction to try the case.

fallen_woman-300x199Sometimes, you may have some – but not all – of the information you need about a legal matter. Say, for example, you are injured during a slip and fall at a business because a spill was left on the floor. You may know that this spill potentially makes the business liable for your injuries. However, how long must the spill have been on the floor in order for you to win your case? What types of evidence do you need to demonstrate that the spill was there long enough? These and other things may, quite reasonably, be outside the scope of your knowledge. That’s why, if you’ve experienced a slip-and-fall injury, you should equip yourself and your case with the knowledge provided by a skilled New Orleans injury attorney.

A recent case from here in New Orleans involved actual facts similar to the hypothetical ones above. A guest at a New Orleans casino slipped, fell and got hurt crossing a walkway. She allegedly slipped because she stepped on some food on the floor. According to the guest, she was in the process of leaving the casino and was passing through a dimly lit area between a restaurant and a lounge when she slipped. Allegedly, a casino employee told her she slipped on a “smushed grape.”

forklift_panels-300x200Most injuries are painful, and many can be long-lasting or even lifelong in terms of their effects. Still, there are some injuries that are especially painful and damaging. For example, there is something called a “de-gloving” injury. A de-gloving is incredibly painful and damaging and happens when a large area of skin from a limb is basically ripped off the tissue beneath it. They often result in a lifetime of pain, as well as permanent disability.

There are several types of vehicle accidents that can cause de-gloving injuries, including motorcycle and bicycle crashes, as well as pedestrian accidents. Given the extensiveness of these injuries and the long-lasting effects they cause, including perhaps effectively ending a victim’s ability to work in his previously chosen career, knowing how to secure a full amount of compensation is a must. This is one reason among many to be sure you have a knowledgeable Louisiana injury attorney handling your case.

elevator_maintenance-300x200When you’re hurt in an elevator accident, there may be multiple people or entities who are potentially to blame and who may owe you compensation. This is one of the many reasons why skilled Louisiana premises liability counsel can help you with your case. For example, an elevator may be located in a building that is owned by one entity and leased by another. There may be still a third separate entity whom the owner or tenant retained to provide maintenance and upkeep on the building’s elevators. If an elevator fails and causes an injury, one, two, or perhaps all of these types of entities could be appropriately sued by you, in addition to your naming their insurers in the lawsuit too.

A recent case from Baton Rouge offered a real-life example of how this type of case can unfold, and what it takes to achieve a successful result. Patricia was at a medical center and riding an elevator when her accident happened. According to Patricia’s lawsuit, the elevator car opened, and, as she exited, the car dropped suddenly and then abruptly went up. This process allegedly threw Patricia into a wall and caused her to suffer significant injuries.

Jury-300x199You went to trial… and you lost. But then, after the verdict, you find out there was jury misconduct. What do you do? What can you do?

Sometimes, cases are clear-cut. In fact, sometimes, the defense may even admit liability. Other times, however, each side will strongly present almost diametrically opposed descriptions of the underlying facts, and leave it in the jury’s hands to decide which side is more credible. In any injury case, but especially if your case falls into that latter category, you need to make sure that your outcome is decided by a jury free of prejudicial misconduct. If jury misconduct does happen, you need to know how to handle it. In other words, no matter what comes you way, you need to make sure that you have experienced New Orleans personal injury counsel on your side to handle your auto accident case.

Procedure_matters-300x200

When it comes personal injury scenarios, most people will focus heavily on the factual aspects of the case – who did what to whom, who failed to do something that they should have, etc. These issues are, without question, important ones. However, when it comes to achieving success in a personal injury litigation matter, there’s much more than just that. If you want to succeed and get the compensation you need, it requires following all of the right procedures, too. This is one area among many where representation from a skilled Louisiana injury attorney can be invaluable.

A few months ago, the Court of Appeal ruled on the case of K.B. K.B. had some things going against him in the late summer of 2015. For one thing, he was locked up in the Lafayette Parish Correction Center. For another thing, his cell allegedly was near an area of leaky plumbing that caused water to seep into his cell floor. On two different occasions, one on August 31 and one on September 17, K.B. allegedly slipped and fell on the wet floor in his cell.

lawsuit_Problem-300x200The above question is not an unreasonable one. It’s one among many circumstances that illustrate how many different challenges or unique things can happen in your Louisiana injury case. Many of these may be things for which you are unprepared or, at least, are not equipped (in terms of legal knowledge) to utilize to your maximum advantage. So, if you have sued and the party who injured you filed his pleadings too late, or did not file anything at all, there may be ways to obtain a judgment in your favor without the other side’s participation and without requiring a full trial. For the advice and representation you need when unusual things like this happen, be sure you’re equipped with a skilled Louisiana injury attorney on your side.

When the other side does not respond in a timely manner or doesn’t respond at all to your lawsuit filing, you can choose from several different options. One of these is called a default judgment. A default judgment is a judgment ordered by the court in which the judge says that you filed your lawsuit properly, that you laid out all of the required elements of the claims you asserted, that the other side did not respond, and that you are entitled to a judgment in your favor on all claims as a result. This kind of judgment is just as binding as if you went through a full trial and received a jury verdict in your favor.