Articles Posted in Uncategorized

by

Once a storm passes and the sky begins to settle, reality kicks in. Many people are left with destruction and just want to get their lives back on track again. This usually means that individuals must start reaching out to their insurance company and file a claim for damages. So, what are the time limits to be mindful of when dealing with hurricane damage claims?

Generally, if an individual is unable to come to an agreement with their insurance company to cover their losses after a catastrophic event like Hurricane Ida, he or she has the right to file a lawsuit. According to La. R.S. 22:868(B), the lawsuit must be initiated within 24 months after the date of loss . Even if the matter is still in dispute with the insurance company, the lawsuit must be filed within two years from the date of damage.

Continue reading

by

Getting back on your feet after a storm can be exhausting, especially when trying to deal with your insurance company. In early September, Louisiana Insurance Commissioner, Jim Donelon, urged insurance companies to pay evacuation expenses of policyholders affected by Hurricane Ida.

A majority of homeowners policies include coverage for additional living expenses (ALE). This coverage is intended to cover costs when individuals cannot access their homes due to an evacuation order, physical barriers, or hazardous road conditions blocking entry. It generally extends up to two weeks following a disaster if you were ordered to evacuate, but it will extend for a longer period if the home is deemed uninhabitable.

Continue reading

by

In an instant, you or a loved one may find themselves in the unfortunate situation of being involved in an automobile accident. But, did you know that women are more likely to be injured or killed as a result of these accidents.

A new study done by the Insurance Institute for Highway Safety (IIHS) found that women are much more likely to suffer a serious injury in a car accident than men. While men are involved in more deadly crashes than women, women are 20-28 percent more likely to be killed on a per- crash basis. They are also 37-73 percent more likely to be seriously injured after speed and other considerations are factored in.

Continue reading

by

Car crashes and other types of accidents can and do cause injuries. However, the severity of those injuries can vary. A victim may suffer a minor, serious, or catastrophic injury. For example, a victim may walk away from an accident with some minor cuts and bruises, or may have a broken leg that the doctor expects will fully heal. Or, a victim may be in an accident that causes damages to the spinal cord and is so severe that it leads to quadriplegia.

So, what is considered a “catastrophic” injury?

Continue reading

by

If you have sustained any personal injuries or property damage after a car accident, it is best to seek the help of an experienced attorney. Meeting with your attorney after an accident may be nerve-wracking, but your initial consultation is an important step in bringing a personal injury claim. This meeting gives your attorney the insight needed on how to best advance your claim. You should never hold back any information because it is crucial that your attorney knows everything about the incident, as well as your personal history.

To best prepare for your meeting, you should bring any and all documentation you have regarding the accident. These materials may include:

Continue reading

by

Have you ever found yourself frustrated that your attorney will not call you back?

According to the Rules of Professional Responsibility, an attorney has an obligation to keep their client informed and up to date with any new information regarding their case. Unfortunately, many clients complain about the lack of communication between them and their attorney. It can be extremely frustrating for clients who want to know what is going on with their case or just want to give their attorney some new information.

Continue reading

by

I am sure we have all seen someone carelessly riding an all-terrain vehicle down the road and thought to ourselves how dangerous those vehicles can be. This is especially true when we see children riding or operating these machines. ATVs have become vastly popular with almost 8 million of them in use today. But, with their growing popularity also comes record numbers of riders in the emergency room or dead.

Many children grow up riding ATVs and see no danger in them. Many parents even allow their children to operate these types of vehicles from an incredibly young age without ever obtaining a proper license or wearing protective gear. However, I highly doubt any parent would allow their minor child to get behind the wheel of their car before having a license or permit, so why do we see children driving ATVs and other off-road vehicles so frequently?

Continue reading

by

Have you ever been detained in a store by a security officer? Did that officer use excessive force? It is important to know your rights if you have been apprehended and accused of shoplifting, whether the allegations are true or not.

When an individual is suspected of shoplifting in a retail store, he or she is likely to be detained by security or the store owner. In Louisiana, this detention may not exceed sixty minutes. Although the store personnel may keep the shoplifter detained for a reasonable time until the police arrive or the situation is resolved, the detainee has the right to remain silent and does not have to sign an admission of guilt.

Continue reading

by

For hundreds of millions of people around the world, Coronavirus has us on lockdown, wearing masks, maintaining social distance and self- diagnosing every odd pain, sniffle and sneeze. Most of us want to bust out of this governmentally ordered self-quarantine faster than a politician’s promise that help is over the next horizon!

Continue reading

by

Auto accidents involving ridesharing companies like Uber and Lyft are unique because of the changing landscape of the laws that regulate such businesses. Under current company policies, drivers should be covered as long as they are logged into the app. Likewise, passengers should be covered too. The legal grey area, however, is when someone is on their way to pick up a client. In these cases, the victim of a crash will have to go through the driver’s personal insurance before reaching the rideshare company. In some other cases, injured passengers have to fight against the driver, the driver’s insurance, or even the driver’s contractor to receive fair compensation. So you just got into a Rideshare accident and you want to know what to do next? Let us explain what you need to know.

Do rideshare companies have their own insurance policies?

Continue reading
Contact Information
829 Baronne St
New Orleans, LA 70113
Local: 504-522-3333 Fax: 504-581-7651 Toll Free: 833-597-1818 Alternative Toll Free: 833-597-1818

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Please do not include any confidential or sensitive information in a contact form, text message, or voicemail. The contact form sends information by non-encrypted email, which is not secure. Submitting a contact form, sending a text message, making a phone call, or leaving a voicemail does not create an attorney-client relationship.

Copyright © 2025, Cardone Law Firm
JUSTIA Law Firm Blog Design