Articles Posted in Personal Injury

by

In Louisiana, uninsured/ underinsured motorist insurance (UM/ UIM) follows the person, not the vehicle. So, if you have UM/ UIM coverage and are involved in a motor vehicle accident where the at fault driver is not insured, you will be covered even if you are not in your own vehicle, or any vehicle at all! But, there may be an exclusion in your UM/ UIM policy which could limit your insurance company’s liability.

The “regular use” exclusion contained in many policies excludes an insurance company from liability when an insured driver uses another vehicle they do not own and is not named on their policy, but which they use regularly. The term “regular use” may apply to a vehicle provided to you by your employer for regular transportation to and from work and for everyday work duties.

Continue reading

by

There are very few individuals who can afford their healthcare entirely out of pocket. This is why a majority of people utilize health insurance which pays for most of the care. If your medical provider is an in-network provider and accepts the insurance you carry, you are guaranteed to be paying much less than if you were not covered.

But what happens when you receive a bill in the mail for services that you believed were covered by your insurance? This typically occurs when you have a motor vehicle accident and go to your family doctor using your health insurance to pay for the visit. Your health insurance company pays for most of your care, but then the doctor sends you a bill for the uncovered portion. Is that legal?

Continue reading

by

In an instant, you or a loved one may find themselves in the unfortunate situation of being involved in an automobile accident. But, did you know that women are more likely to be injured or killed as a result of these accidents.

A new study done by the Insurance Institute for Highway Safety (IIHS) found that women are much more likely to suffer a serious injury in a car accident than men. While men are involved in more deadly crashes than women, women are 20-28 percent more likely to be killed on a per- crash basis. They are also 37-73 percent more likely to be seriously injured after speed and other considerations are factored in.

Continue reading

by

Each year, Mardi Gras attracts millions of visitors to the Big Easy. It is one of the city’s largest holidays and generates millions of dollars for New Orleans. But, with the massive crowds, rowdy celebrations, and significant alcohol consumption, an accident seems almost inevitable.

So, what happens if you are involved in an accident during the course of a parade?

Continue reading

by

It can feel overwhelming dealing with the insurance company after an accident. But, the first step in receiving compensation after an accident is to file a claim with the insurance company, so communicating with them is inevitable.

After carefully reviewing your claim, the adjuster assigned to your case will then pay out your claim or deny it. If your claim is denied, there are many reasons why the insurance company did so, which may include:

Continue reading

by

Imagine one minute you are on your way home from work or just running some errands, and the next thing you know you hear a crashing sound and feel yourself being forcefully flung around in your vehicle.

After an accident, you may be suffering from a devastating injury that can render you unable to return to work for a couple weeks, months, years, or worst of all, forever. Lost wages, loss of earning capacity and outrageous medical expenses can leave you and your family in a terrible financial situation.

Continue reading

by

When you are involved in a car accident, the injuries you sustain can vary depending on the severity of the accident. At first, you may only notice some bumps and bruises and consider yourself lucky. But, delayed symptoms arising days or weeks following an accident can be much more serious.

Sometimes after an accident, you are left in shock and your adrenaline is pumping. Your body is likely producing excess endorphins, which is keeping your from recognizing the pain your injuries have caused. Once the endorphins begin to subside, the pain may become more evident. It may also be possible that internal injuries that later appear are worsening over time. Therefore, it is important to stay alert after an accident.

Continue reading

by

New Orleans thrives off of tourism. Millions of people visit the city each year to enjoy the unique music, exquisite cuisine, beautiful architecture, culture, festivals, and particularly Mardi Gras parades. But, what if one of those tourists suffer an injury during their visit?

Unfortunately, many visitors can be involved in an accident while on vacation. Not only does it put a damper on your vacation plans, an accident can also have long term effects such as life changing injuries and outstanding medical bills. The most common injuries include pedestrian accidents, vehicle accidents, and slip and falls in hotels, restaurants, or bars.

Continue reading

by

When asked if they would like to purchase insurance for their rental vehicle, many drivers simply decline. No one really expects to be involved in a collision for the short time they are renting a vehicle, so they hope for the best and walk away with the relief of dodging extra expenses.

But, what happens if you get in a car accident while driving a rental? Or even worse, what happens if the driver of a rental vehicle was uninsured? Many people believe that just because the rental company owns the vehicle, that company will be liable for any damage, but this is not the case. You are not off the hook just because you do not own the vehicle or do not have coverage.

Continue reading
Contact Information
829 Baronne St
New Orleans, LA 70113
Local: 504-522-3333 Fax: 504-581-7651 Toll Free: 833-597-1818

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Please do not include any confidential or sensitive information in a contact form, text message, or voicemail. The contact form sends information by non-encrypted email, which is not secure. Submitting a contact form, sending a text message, making a phone call, or leaving a voicemail does not create an attorney-client relationship.

Copyright © 2025, Cardone Law Firm
JUSTIA Law Firm Blog Design